You know about the fantastic opportunity you have to sign up for the Lewis, Brisbois, Bisgaard, and Smith Partner Voluntary Long Term Care Program, but were you aware that you could sign up your spouse, children, parents, grandparents, and parents-in-law? You can!

Insurance Carrier:

Prudential Insurance Company

Policy Owner:

Either the LBBS Partner or the Insured

Premiums paid by:

Option 1: LBBS Participant through payroll deductions
Option 2: Direct bill to the Insured

Underwriting:

MMedical Underwriting (Questions, Blood, Urine, Medical Exam and/or Medial Records) required for all applicants

Discounts:

  • 5% Discount for all Applicants (taken after all other discounts have been applied)
  • Additional 15% Discount (depending on state of residence) for all married applicants
  • Additional 30% Discount (depending on state of residence) if both spouses (or Domestic Partners) are applying and are approved.
  • Additional discounts may be available for Family Plan applicants in superior health.

Policy Options:

Family members have 3 policy models to choose from, similar to those available to LBBS Partners.

Issue Ages:

Policies can be issued up to age 79 (subject to Medical Underwriting).

 

If you are interested in signing up a family member, please contact Jessica Wroblewski or John Negrete at M Advisory Group. You may email them at Jessica@madvisory.com or John@madvisory.com or telephone them at (310) 530-5525. They can provide you with a premium quote and discuss the application process with you.

M Advisory Group is presently licensed to sell traditional life insurance in the following states: AZ, CA (#0319876), CT, FL, IL, MD, MI, MN, NH, NM, NJ, NV, OR, RI, VT, VA, and WA. Insurance services are limited to residents of the above listed states. Residents of other states should consult with a local agent for insurance service.

Variable life and annuity products, as well as other securities products, may be sold in the following states: AZ, CA, CO, CT, FL, GA, HI, IL, NJ, OR, PA, TX, and WA. Residents of other states should consult with a local registered representative for securities products.

Securities and Investment Advisory Services Offered Through M Holdings Securities, Inc., a Registered Broker/Dealer and Investment Adviser, Member FINRA/SIPC. M Advisory Group is independently owned and operated.

M Advisory Group is a member of M Financial Group. Please go to mfin.com/DisclosureStatement for further details regarding this relationship.

This material is intended for informational purposes only and should not be construed as legal or tax advice and is not intended to replace the advice of a qualified attorney, tax advisor or plan provider.