M Advisory Group recognizes the importance of a cost efficient, well designed retirement plan. Using a consultative, results driven approach, we look for opportunities to increase the effectiveness and efficiency of our client's current plan at both the employer and the participant levels.

At initial client engagement, we conduct a comprehensive analysis of our client's existing plan, identifying concerns and making recommendations for improvement in the three most critical areas of coverage:

1. Costs
2. Investments
3. Fiduciary Risk

Then, as part of our ongoing advisory service, we perform a comprehensive annual review by gauging and monitoring investment performance, reviewing and disclosing plan costs and evaluating areas of potential fiduciary risk.

If needed, we recommend and adjust investment choices, renegotiate pricing, resolve any existing service issues and create action plans for increased participant communication and education.

Our Services Include...

Plan Cost Comparison Study
- In-depth analysis to identify cost reduction opportunities while providing plan enhancements, including asset based fees and fund expense ratios

Plan Investment Analysis
- Review Investment Policy Statement
- Evaluate the Investment Options to determine whether or not the current options meet established due diligence fund screening criteria
- Provide fund screening report that includes fund replacement recommendations

Plan Fiduciary Risk
- To ensure Plan Sponsors and Plan Fiduciaries have limited exposure to fiduciary risk and are complying with ERISA's standards and guidelines

Copyright @ 2008. M Advisory Group. All rights reserved.

Securities and Investment Advisory Services Offered Through M Holdings Securities, Inc. A Registered Broker/Dealer and Investment Adviser, Member FINRA/SIPC

M Advisory Group is independently owned and operated.